Monthly Net Worth Report #10 – March

Hello and welcome to another update 🙂

I’m actually writing this on the 1st of May (to cover the month of March) so apologies for the lateness! Hopefully, you are all keeping well and enjoyed your Easter holidays!

Pursue FIRE Net Worth Report 10

March Posts:

This is going to be a very brief update mostly because not a great deal happened in March and, secondly, I have limited time to write this and we are already creeping into May. Chasing my tail as always 🙂

So, without further ado, here is a recap of what was posted during the month in case you missed anything:

Net Worth Snapshot

Right, let’s take a look at some numbers for March. Below I break down my current financial assets as at the end of the month and compare these to last month totals. I also show the value from 1-year ago:

Pursue FIRE NWR March 2019

So after a relatively sideways start to 2019 – with gradually rising investment values broadly offsetting my estimation of a gradual fall in the market price of my home, March finally brought some action to the Net Worth Spreadsheet 😉

In terms of headline numbers, I closed out March with a total net worth of £565,745 – a healthy increase of +7.2% (+£37,825) for the month. Excluding property, that moves the needle up by +12.9% to £333,866 (+£38,130).

March is always a big financial month for me each year as its the month I usually receive my annual performance bonus. Once the tax-man takes his rather large chunk, there is still a sizeable amount left for me to try and put to work. So in March, I paid down an additional £11,881 of debt; increased my ISA by £5k, as well as keeping some back for some known expenses coming (annual insurance etc)

Also in March was the annual pension top-up from my employer. My firm pays a healthy 7.5% of salary each month as standard and then gives a one-off top-up of a further 7.5% at the end of the tax year (totalling 15% pension contribution). So the pension pot received a welcome £18,700 increase for the month.

So how does this impact the longer-term picture? Well, my total net worth now stands 15.5% higher than a year ago (+£75,923) and, excluding property, that’s an overall increase of 24.5% (+£65,712). Overall that continues to be a positive trend.

It has been roughly 1-year since I really started to embrace the FIRE concepts properly. I’ve always tried to be good with budgeting and the like, but the last 12-months have certainly seen a more focused effort.

Looking back over the 1-year numbers, therefore, is quite powerful. I’ve righted some wrongs and made progress in other areas. There is still much to do and I hope that the unsecured debt (while at very low in interest rates) will be fully eradicated by this time next year. I’m pretty happy with having reduced debts by 70% since my FIRE journey began, while still increasing net worth. 🙂

Going Forward

In terms of reporting Net Worth going forward, I am in two minds whether to continue to publish these figures. Of course, it is highly valuable to me as a means to measure my own progress, but my Net Worth will mean very little to anyone else – everyone is on their own journey and all that and it is such an individual thing. But let me know your thoughts on this.

So that’s about me for now.

Until next time!


Do you have any comments, questions or tips for me? Please let me know by leaving a comment below

This Post Has 2 Comments

  1. Sam

    I always enjoy seeing figures, perhaps more what people spend rather than net worth. I’m always amazed how little some people manage to live on and interested to find out how they do this.

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Hello and welcome to Pursue FIRE. My name is Dan and I am the owner and author of all content on this site. I am passionate about personal finance and look forward to engaging with you.
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‘Billion Dollar Whale’ is an incredible book, which they actually tried to ban publishing in Britain. It examines the incredible tale of how one man swindled over $5bn with the aid of Goldman Sachs in what has been described as the “heist of the century”. Gobsmacking how this sort of thing continues to happen.